Texas Trash (Warm Bean Dip)

2 (16 ounce) cans of refried beans - I use Old El Paso Spicy Fat Free

1 (8 ounce) package cream cheese

1 cup sour cream

1 Taco Seasoning packet

2 cups shredded Monterey Jack cheese

2 cups shredded Cheddar cheese

How to make it :

Preheat oven to 350 degrees.

With a mixer, whip together cream cheese, beans, taco seasoning and sour cream until smooth. Spread into a 9x13 EZ Foil® by Hefty® Bakeware Pan. Sprinkle with both shredded cheeses, and bake for 25-30 minutes, or until cheese is slightly brown and dip is hot and bubbly around the edges.

Serve with tortilla chips.